Canada's Greener Home Assistance Details for Seniors At Home

IMPORTANT JUNE 2025 UPDATE: Canada Greener Homes Grant Now Closed — New Options Available for Seniors

The Canada Greener Homes Grant (CGHG) is now closed for new applications. If you were hoping to apply for a grant of up to $5,000 to help pay for energy-saving upgrades to your home, that program has ended.

But there is good news — several new and updated programs are now available to support seniors and other Canadians, especially those with low to moderate incomes.

What’s Replacing the Grant?

1. Canada Greener Homes Loan – Still OPEN

• Get interest-free loans from $5,000 to $40,000
  

• No deposit required if you qualify
  

• Pay back over 10 years
  

• Helps pay for things like better insulation, windows, heat pumps, and solar panels
  

• Must complete a pre-retrofit EnerGuide evaluation
  

• Do not start any upgrades before applying — work done before your loan is approved will not be covered
  

The loan is unsecured, meaning you don’t need to use your home as collateral.
Up to 15% of the loan can be delivered up front to help with contractor deposits (up to 25% if you live in the North or off-grid).
This loan is still open even though the grant is closed.

Click here to know more about Canada Greener Homes Loan

2. Coming Soon: Canada Greener Homes Affordability Program

• Will help low-to-median-income seniors and families
  

• No upfront payment required – the full cost of retrofits will be covered
  

• Will be delivered by provinces and territories
  

• Aimed at those who need energy savings most
  

Note: This program has not started yet but is expected soon.

Click here to know more about Canada Greener Homes Affordability Program

3. Oil to Heat Pump Affordability Program – OPEN

• Get up to $10,000–$15,000 to replace your oil heating system with an energy-efficient heat pump
  

• No energy evaluation may be required
  

• Focused on low- to middle-income households
  

• Available across Canada
  

You may also qualify for a $250 bonus if your province or territory is co-delivering the program.

Click here to know more about Oil to Heat Pump Affordability program

Other Programs Available:

• Canada Greener Affordable Housing Program (for non-profits or housing providers)
  

• Extra support for northern and off-grid communities
  

• Additional loan coverage and insulation upgrades for remote area.

Click here to know more about Canada Greener Homes Initiative

Watch Out for Scams

Please note:

• Only apply through official Government of Canada websites
  

• Do not share your documents or pay a deposit to anyone claiming to represent the program
  

• You should never be asked for money to apply
  

What Should Seniors Do Now?

If you’re a homeowner or tenant:

• Check if you qualify for the Canada Greener Homes Loan or Oil to Heat Pump Affordability Program
  

• Wait for the Affordability Program if you have a lower income and can’t afford upfront payments
  

• Gather quotes and energy evaluations only after applying for the appropriate program
  

Final Thought

Even though the Canada Greener Homes Grant is closed, seniors in Canada still have options to save energy and lower monthly bills. 

There are still great ways to make your home greener and more comfortable. Your options include an interest-free loan, a free heat pump upgrade, or an upcoming full-cost coverage program. 

Updated on 06-24-2025 by Aiden Thomas

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Canada's Greener Home Grant Details for Seniors At Home

Seniors are especially vulnerable to energy inefficiencies. Learn about Canada's Greener Home Assistance to improve your home's energy efficiency.

Energy, whether electrical or from burning natural gas, is an integral part of our society. Everyone has to purchase energy products to run appliances and heat their homes, especially in Canadian winters.

However, energy inefficiencies in your home can cause you to buy more energy than you would otherwise need.

If you’re heating your home with natural gas, but the heated air just leaks outside, then you have to heat the air all over again and consequently pay more for gas.

Seniors are especially vulnerable to energy inefficiencies, since so many of them are living in lower-income situations.

Fortunately, the Government of Canada has created a program with the objectives of reducing greenhouse gas emissions and making homes more affordable to maintain.

This program is the Canada Greener Homes Grant (CGHG).

The CGHG provides homeowners with a grant of up to $5,000 to reimburse them for making energy efficient retrofits to their homes.

The initiative also provides EnerGuide evaluations, worth up to $600, and expert advice to help you plan your retrofits.

You qualify for the CGHG as an eligible homeowner if your residence falls into one of the following categories:

• Single and semi-detached houses
• Row housing
• Townhomes
• All-season cottages
• Mobile homes on a permanent foundation
• Permanently-moored floating homes
• Mixed use buildings (residential portion only)
• Small multi-unit residential building (three storeys or less with a footprint of 600 m2 or less).

Homes that are six months old or less, based on the date of occupancy by the first homeowner, are not eligible for this program.

The program follows four steps: pre-retrofit evaluation, planning and completing your home retrofits, post-retrofit evaluation, and getting reimbursement.

Register or login to the CGHG program by logging in to your Sign in Partner account or your GCKey. You’ll be asked to provide the following information to register:

• Name
• Phone number
• Email
• Type of house
• Address of your primary residence
• Proof of ownership with your property tax bill number
• Proof of residence through either a drivers license or government-issued ID (with address), or utility bill.

When you register, you’ll need to search for a valid service organization in your area using your postal code. Once you choose your organization and request an evaluation, you’ll be contacted by an energy advisor to set up your pre-retrofit evaluation appointment.

You won’t get reimbursed for the pre-retrofit evaluation unless you go through the full CGHG process.

After the evaluation is completed, the energy advisor will give you an EnerGuide home rating and a label, and a Renovation Upgrade Report and Homeowner Information Sheet with recommendations for improving your home’s energy performance.

The next step is to plan your retrofits.

Only retrofits that are recommended by the energy advisor after the pre-retrofit evaluation are eligible for reimbursement.

However, some recommended retrofits may not be eligible for reimbursement. For the list of potentially eligible retrofits, visit the government’s website.

The Government of Canada also has a very comprehensive list of considerations and tips when it comes to planning and completing your retrofits. All products have to be purchased in Canada to qualify for reimbursement.

Following the completion of your retrofits, you’ll have to sign in to the online portal (using the account you had to make at the beginning) to request your post-retrofit evaluation.

The post-retrofit evaluation shows how much energy has been saved, how much greenhouse gas emissions are reduced because of the retrofits, and how much your energy advisor recommends you receive for reimbursement.

The evaluation also includes your new EnerGuide rating and label, and follow-up information indicating improvements to your home energy efficiency and your EnerGuide rating.

Your energy advisor has up to 30 days after the post-retrofit evaluation to submit electronic and signed paper documents to Natural Resources Canada.

You’ll have to keep copies of all your documents related to the program until March 31, 2028.

For the final step in the process, you’ll have to confirm your grant total on the portal. You’ll be prompted to do so once the program officers have completed a review of your file and recommended grant amount.

If you disagree with the amount and explanation, you’ll have to provide your rationale so that your application can be reassessed.

If you feel that you could benefit from one or more of the potentially eligible retrofits listed on the CGHG website, the Government of Canada would be delighted to help you complete them as reducing greenhouse gas emissions is part of a commitment they have for 2030.

Take advantage of the Greener Homes program while you can, as it will only be providing up to 700,000 of these grants!

Go to the Government of Canada’s website about the CGHG to find more information on it.